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Consumer Loans
There were 10 articles found in this category:
What are your auto loan rates?
All current rates are posted on our website.
Can I have my loan payment deducted from my paycheck?
Yes, by payroll deduction if your employer offers it.
Do you offer warranties on new and used vehicles?
Yes.
How much can I borrow on a vehicle loan?
On a new vehicle you can borrow the amount of the MSRP, on a used vehicle your may borrow up to the NADA retail value based upon your credit.
I am late on my car loan and I'm out of work. Can I refinance my vehicle to a lower rate?
All finance requests are reviewed on an individual basis, based on credit worthiness.
Can anyone get a loan from a credit union?
Must be a member and have qualifying credit.
What is Guaranteed Auto Protection (GAP) and who pays for it?
Extra protection paid for by the member for coverage in case a vehicle is considered a total loss and the member’s insurance will not pay the outstanding balance owed on a vehicle.
How is interest calculated on a consumer loan?
Simple Interest daily on the principle balance.
How can I apply for a loan?
Within one of our branches. By phone, or on-line 24/7.
What happens when I'm approved?
One of our Financial Service Representatives will assist you in completing your loan.