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  1. How do I join the Credit Union? How do I join the Credit Union?
    By opening a Savings account with as little as $5.00 at one of our three convenient locations

  2. I would like to know how to access my savings account online? I would like to know how to access my savings account online?
    PC Branch-Accounts.

  3. How do I sign to view our savings account online?How do I sign to view our savings account online?
    Beacon website-PC Branch-Accounts

  4. What do I need to bring in order to open a checking or savings account? What do I need to bring in order to open a checking or savings account?
    2 forms of ID, must have a picture ID as one form of ID

  5. What is your current interest rate on a savings account? What is your current interest rate on a savings account?
    Please contact a Financial Representative or click on rates at the top of our web page for the most current offers.

  6. Do you offer more deposit services than a regular savings and checking account? Do you offer more deposit services than a regular savings and checking account?
    Yes.

  7. What is a primary savings account? What is a primary savings account?
    Membership Savings or Share account

  8. What is the minimum balance requirement in my savings/share account to earn any interest? What is the minimum balance requirement in my savings/share account to earn any interest?
    $5.00

  9. What is the difference between an overdraft fee and an insufficient funds fee? What is the difference between an overdraft fee and an insufficient funds fee?
    Overdraft fee is a $5.00 service fee for the transfer of funds in an existing account to cover debit, where insufficient funds fee is where there are no funds available, this service cost 29.50 per...

  10. Does the free checking account earn interest? Does the free checking account earn interest?
    Beacon has many interest bearing products to choose from.

  11. What is your current interest rate on a checking account? What is your current interest rate on a checking account?
    We offer several interest bearing accounts to choose from.

  12. What do I do if my check I've written from my account cleared for the wrong amount? What do I do if my check I've written from my account cleared for the wrong amount?
    Contact the credit union and an adjustment will be made by accounting

  13. What is Professional money management? What is Professional money management?
    Managing an individuals’ money to a specific goal and/or objective either through a Single Managed Account or a Mutual Fund.

  14. What is the minimum balance to open and maintain a money market account? What is the minimum balance to open and maintain a money market account?
    $5.00

  15. Which types of IRAs do you offer? Which types of IRAs do you offer?
    Traditional and Roth and IRA Savings Certificates

  16. I'm always on the road traveling and have a hard time paying my VISA on time. Is there a way I can pay automatically and avoid the late fees? I'm always on the road traveling and have a hard time paying my VISA on time. Is there a way I can pay automatically and avoid the late fees?
    Yes, you can have the payments deducted from your account monthly, or use the internet banking bill-pay options.

  17. If other members transfer money to my account, or if I transfer money to another member's account, can they see my balance? If other members transfer money to my account, or if I transfer money to another member's account, can they see my balance?
    No.

  18. How do I set up quicken with my account? How do I set up quicken with my account?
    PC Branch then click on accounts, then select the account you want to set up in quicken, then click download transactions, then select quicken, then download.

  19. How do I get an online account? How do I get an online account?
    Contact one of our Financial Representatives.

  20. How do I change my online account login information?How do I change my online account login information?
    On-line-PC Branch-More Features-Member Information.

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